About Credits IQ
Credits IQ is a blog dedicated to helping people navigate the world of credit cards, rewards, and personal finance. Our goal is simple: to make credit card choices easier by breaking down complex terms, comparing options, and sharing practical tips for everyday users, students, business owners, and travelers.
How It All Started
Credits IQ wasn’t launched with a big strategy or marketing push. It started as a personal project to share insights about credit cards and finance something I was genuinely curious about and wanted to explore. Over time, I realized that many people find credit card details confusing: interest rates, cashback, points, perks, and hidden fees.
I wanted to create a space where readers could find clear, honest, and useful information that actually helps them make smarter money decisions.
The Birth of Credits IQ
The name Credits IQ felt right because it reflects what the blog is all about: boosting your “credit intelligence.” Whether you’re looking for the best travel card, a student card, or tips to improve your credit score, the goal is to give you straightforward knowledge and comparisons.
Every article here is written with the idea that I’d want to read it myself no fluff, no jargon, just useful insights that can guide real financial decisions.
About Me – Darshan Dhanani
I’m Darshan, the creator of Credits IQ. With a background in web development and a passion for building digital products, I decided to combine that with my interest in personal finance to launch this blog.
I enjoy learning about how credit systems work, testing different card benefits, and simplifying financial concepts for readers. Outside of blogging, I run my own tech company, D-Tech Studios, where I build apps, websites, and AI tools.
Where to Find Us
Address: 2568 Madison Ave, League City, TX 77573, USA
Connect With Me
Got a question, suggestion, or just want to connect?
📩 Email: info@creditsiq.com
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