Last Updated: September 17, 2025
Welcome to CreditsIQ.com. By accessing or using this Website, you agree to be bound by the following Terms and Conditions. If you do not agree with any part of these terms, please discontinue using the Website.
1. Use of the Website
You agree to use CreditsIQ.com only for lawful purposes and in a way that does not:
- Infringe on the rights of others
- Restrict or inhibit other users from enjoying the Website
- Violate any applicable laws or regulations
You may not:
- Attempt to gain unauthorized access to the Website, its servers, or related systems
- Reproduce, duplicate, copy, sell, or exploit any part of the Website without written permission
- Post or transmit harmful, unlawful, or offensive content
2. Intellectual Property
All content published on CreditsIQ.com, including articles, graphics, logos, images, design, and layout, is the property of Credits IQ or its content providers and is protected under international copyright, trademark, and intellectual property laws.
You may use Website content for personal, non-commercial purposes only. Any unauthorized reproduction, redistribution, or exploitation of content is strictly prohibited.
3. Accuracy of Information
While we strive to provide accurate and up-to-date information, CreditsIQ.com makes no warranties or guarantees regarding the accuracy, completeness, or reliability of any content.
Information may be updated, modified, or removed at any time without notice. Use of any content is strictly at your own risk.
4. Third-Party Links & Tools
This Website may contain links to third-party websites, services, or tools for informational purposes. CreditsIQ.com has no control over third-party sites and is not responsible for their content, policies, or availability. The inclusion of a link does not imply endorsement.
5. Affiliate Disclosure
CreditsIQ.com may include affiliate links in some articles or posts. This means we may earn a commission if you click on a link and make a purchase or apply for a credit card, at no extra cost to you.
We only recommend products and services we genuinely believe are valuable to our readers.
6. Limitation of Liability
Under no circumstances shall CreditsIQ.com, its owners, authors, or affiliates be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of or inability to use the Website and its content.
7. Privacy
Please refer to our [Privacy Policy] for details on how we collect, use, and safeguard your personal information.
8. Changes to Terms
We reserve the right to update or replace these Terms & Conditions at any time without prior notice. Continued use of the Website after changes are posted means you accept those changes.
9. Governing Law
These Terms & Conditions shall be governed by and interpreted in accordance with the laws of your local jurisdiction, without regard to conflict of law provisions.
10. Contact Us
If you have any questions about these Terms and Conditions, please contact us at:
📩 Email: info@creditsiq.com
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